Because

• Annuities help manage income during retirement.

• The offer for the choice of a guaranteed income for life.

• Payments can be received over a specific time period, in a lump sum or in guaranteed payments for the rest of your life.

• Fixed annuities offer tax deferred saving.  You can purchase an annuity with a guaranteed interest rate for 3 years up to 10 years.  Also fixed annuities can offer interest rates that vary with market performance.  However, none of your money is in the stock market.  You will not lose any principal with fixed annuities.  If you are not a gambler, but rather feel the return of your principal is more important that the return on your principal, you need to take a look at fixed annuities.

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