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Life Insurance

 

Types of Life Insurance Offered:

  • Final Expense Coverage can protect your loved one from unexpected bills, and is available at competitive rates with no physical needed.

  • Premium Finance Life Insurance allows people with high net worth to purchase life insurance without liquidating other profitable investments or otherwise changing their normal cash flow situation.  Through this innovative financial arrangement, qualified clients borrow the funds to pay the life insurance premiums.  They protect the net worth they have built up and pass their financial legacy to future generations.

    Premium Financing has been around the life insurance industry for over 10 years.  In simple terms, it's the borrowing of premiums to fund a life insurance policy.

    Why?
    Most people that are told they need 20 million to pay estate taxes and that it will cost them a million dollars per year will do one if not all of the following:

    • Say, "My family will deal with it."

    • Laugh

    • Throw you out of the room!

    But when you ask them to consider leverage to protect their net worth, it's a whole different result.  The same client now only has to post collateral and can fund this 20 million  to protect their estate or build a legacy with their charity.  Businesses can also use this for key man coverage.

    The largest cases in the industry are being sold because of Premium Finance.
     

  • Term Life is is offered with all the major carriers, giving you the cheapest rates available.  At the same time we can look at your health situation and make sure you are applying with a company where you have a realistic chance of getting the quoted rates after underwriting is done.
     

Get a quote fast!  Complete our quote request form and receive a quote by email within 24 hours or give us a call at 1-888-270-0054  or 706-694-3214 or 423-316-2225.     Fax:  1-888-634-2453

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Philip Edwards

Senior Insurance Solutions

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